Based on data from 340+ commercial AM placements across SHG's network, here's what commercial lines account managers are earning across markets and experience levels in 2026.
Entry-Level AM (0–3 years): $48,000–$65,000
Typically a CSR to AM transition role. Markets like Dallas, Atlanta, and Tampa are at the high end of this range. Remote work availability is increasing in this tier.
Mid-Level AM (3–7 years): $65,000–$85,000
The core of the market. Professionals managing $1M–$3M commercial books with some E&S exposure are at the top of this range. Bonus structures typically add $5,000–$15,000.
Senior AM (7+ years): $85,000–$115,000
Senior AMs managing $3M+ commercial books, often with specialty knowledge or team lead responsibility. CIC designation adds $8,000–$12,000 on average in this tier.
Agency Size Factor
Large regional and national agencies pay 10–15% above small independents at equivalent experience levels, but independents often offer book ownership, production incentives, and entrepreneurial upside that compensates.
Market Premiums
New York, San Francisco, and Chicago command 15–20% above national averages. Dallas and Atlanta are trending toward national average from below as talent competition heats up.
SHG Recruiting Team
Commercial Insurance Specialists
Stone Hendricks Group is a commercial insurance recruiting firm exclusively focused on permanent placement. We connect agencies, carriers, and MGAs with top-tier insurance talent across all 50 states.