Voluntary Employee Benefits
Boost Employee Benefits
Without Increasing Costs
Offer powerful voluntary benefits that improve staff satisfaction, retention, and financial protection — at no cost to your business.
The Problem
The Benefits Gap Is Costing You Talent
Employees want more protection — without costing your business more.
Rising Healthcare Costs
Traditional group health premiums have increased 54% over the last decade, squeezing employer budgets and limiting benefit expansion.
Low Employee Satisfaction
Only 1 in 3 employees feel their benefits package meets their needs — a leading driver of turnover and disengagement.
Expensive Traditional Benefits
Expanding traditional benefits means higher employer contributions — voluntary benefits deliver more value at zero additional cost.
"Employees want more protection — without costing your business more."
Voluntary benefits solve both sides of the equation.
What Are Voluntary Benefits?
More Coverage.
Zero Employer Cost.
Voluntary benefits are additional insurance options employees can choose, often through payroll deductions, designed to fill the gaps left by traditional benefits. They're offered through the employer but funded entirely by the employee — making them a win-win for everyone.
- No cost to employer — 100% employee-funded
- Employees choose only what they need
- Enhances and complements existing benefits
- Proven to improve retention & satisfaction
- Group rates unavailable to individuals
For Employers
Why Smart Employers Choose Voluntary Benefits
Deliver a world-class benefits experience without adding a line to your budget.
No Direct Cost
Employee-funded through payroll deductions — zero employer outlay.
Higher Satisfaction
Employees feel valued with a richer, more comprehensive benefits package.
Attract Top Talent
Stand out in competitive hiring markets with a differentiated benefits suite.
Tax Advantages
Potential pre-tax payroll deductions can reduce employer FICA contributions.
Easy Setup
Turnkey administration — we handle enrolment, billing & ongoing support.
"The voluntary benefits programme has been a game-changer for our retention."
— HR Director, 120-employee manufacturing firm
For Employees
Give Your Team the
Protection They Deserve
Employees gain access to group insurance rates they couldn't get on their own — protecting their families and finances without straining their budgets.
Financial Protection
Coverage for unexpected medical events that traditional insurance misses.
Additional Coverage
Fill the gaps left by standard employer health plans.
Flexible Choices
Pick only the benefits that fit your life and budget.
Peace of Mind
Know your family is protected — without breaking the bank.
Voluntary Benefits Offerings
Comprehensive Voluntary Insurance Solutions
Our voluntary employee benefits packages cover every major protection need — from accident insurance to identity theft protection.
Accident Insurance
Cash benefits for covered accidental injuries, ER visits & hospitalization.
Hospital Indemnity
Fixed daily cash payments during hospital stays to cover out-of-pocket gaps.
Critical Illness
Lump-sum payout on diagnosis of cancer, heart attack, stroke & more.
Life Insurance
Term, whole & universal life options — affordable coverage through payroll.
Dental Insurance
Preventive, basic & major dental care for employees and their families.
Vision Insurance
Annual eye exams, glasses & contact lens allowances at group rates.
Short-Term Disability
Income replacement for temporary disabilities — typically 3–6 months.
Long-Term Disability
Extended income protection for disabilities lasting beyond 6 months.
Long-Term Care
Coverage for nursing home, assisted living & in-home care costs.
Telemedicine
24/7 virtual doctor access — reducing absenteeism and healthcare costs.
Identity Theft Protection
Monitoring, alerts & restoration services to protect employee identities.
How It Works
Up & Running in 4 Simple Steps
From first call to first payroll deduction — we handle everything.
Free Consultation
We assess your workforce size, demographics & existing benefits to identify gaps.
Custom Benefits Plan
We design a tailored voluntary benefits package from top-rated carriers.
Easy Enrolment
Streamlined employee enrolment — online, paper or hybrid — we manage it all.
Ongoing Support
Dedicated account management, annual reviews & employee education year-round.
Why Stone Hendricks Group
The Voluntary Benefits Partner
Built for SMEs
We've helped hundreds of small and mid-size businesses implement voluntary employee benefits programmes that their teams actually use — and love. Our turnkey approach means you get enterprise-grade benefits without the enterprise-grade complexity.
Turnkey Setup
From consultation to enrolment in weeks, not months.
Expert Guidance
Licensed benefits specialists with deep carrier relationships.
High Participation
Our enrolment strategies consistently achieve 60–80%+ participation rates.
Tailored for SMEs
Packages designed for 5–500 employee companies — no minimum too small.
Results
Results Our Clients See
Real outcomes from real businesses — across industries and company sizes.
"Our team engagement scores jumped after we launched the voluntary benefits programme. People feel genuinely cared for."
— CEO, 85-person logistics company
"We added 6 new benefit options and it cost us nothing. The ROI in retention alone has been enormous."
— HR Manager, 200-person retailer
"From our first call to employees enrolling took less than 6 weeks. The process was completely painless."
— COO, 45-person tech firm
"Stone Hendricks Group made implementing voluntary benefits completely effortless. Our employees now have access to coverage they couldn't afford individually — and it cost us nothing."
FAQ
Frequently Asked Questions
Everything you need to know about voluntary employee benefits.
Give Your Employees More —
Without Increasing Your Costs
Join hundreds of SMEs who've transformed their employee benefits package with voluntary insurance solutions — at zero cost to the business.
Get Your Free Benefits Consultation
Speak with a voluntary benefits specialist today. We'll assess your current benefits package, identify gaps, and design a custom solution — at no cost or obligation.
Our Services
Quick Enquiry
We'll respond within 1 business day.
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